About housing subsidies

Details about the types of housing subsidies, eligibility, and our approach.

Peel residents cannot directly apply for housing subsidies. Learn how to access housing services.

Community housing subsidies

These subsidies are attached to a specific affordable housing unit owned by Peel or a community housing provider. If you move out, the subsidy stays with the unit.

Private subsidies

These subsidies are attached to a rental unit owned by a private landlord. If you move out, the subsidy stays with the unit.

Portable housing subsidies

These subsidies are attached to you, not the unit. If you move to another home in Peel and remain eligible, you may be able to take the subsidy with you.

How subsidies are administered

Subsidies can be administered through the centralized wait list, a list of all eligible applicants currently waiting for rent-geared-to-income assistance in Peel. This list is maintained by Peel Region in compliance with legislation including the Housing Services Act, 2011.

Subsidies may also be administered through the needs-based approach. This involves defining your level of need through a prioritization process. Residents are selected for this subsidy type through a By-Name List referral or based on their core housing need. By working with our housing staff and case managers in the community, this kind of subsidy can be offered to you.

Subsidy calculations, eligibility, and income limits

Subsidy calculations

Subsidy amount is based on your income. If you receive financial assistance from Ontario Works or Ontario Disability Support Program, your subsidy will be calculated using the maximum benefits amounts.

Eligibility

You may be eligible if you:

Can live independently with or without support services.
Are 16 years and older.
Are a Canadian citizen, a Permanent Resident of Canada, a refugee claimant, or you are applying to become a Permanent Resident.
Are not under a removal order to leave Canada.
Do not owe money to any social housing provider in Ontario, and if you do, you have an agreement to repay this money.
Have income and assets that are within Peel Region’s allowable limits.
Agree to sell any home or land that you own, or share ownership of, within 6 months of accepting an offer.

Income limits

The 2026 income limits are set based on the bedroom size you are applying or qualify for:

Bachelor unit - $60,000
1-bedroom - $70,000
2-bedroom - $79,000
3-bedroom - $84,000
4-bedroom or larger - $83,000

Peel Region funded subsidies have the discretion to consider households with income up to 10% above the allowable limit.

The asset limits for 2026 are:

Single person - $50,000
Family - $75,000

You agree to sell any home or land that you own, or share ownership of, within 6 months of accepting an offer.